Welcome to GuaranteedPaydayLoans24.com. A large variety of loans, including personal loans in the USA and UK, business loans, and payday loans in the USA and Canada.

Guaranteed Loans Online For Bad Credit

With the development of the Internet, many services have become available on the Internet as well. It’s also true for financial services, such as loans. Majority of payday lenders and cash advance lenders provide financial services online since it’s the best way to reach a great number of customers as well as online loans are much more convenient on the part of the borrower. When one applies for a loan online, he/she doesn’t have to leave home. It only takes a few mouse-clicks to find a reliable lender online and submit a loan application. Online loans are quick and void of tedious paperwork. Also the requirements are much easier to fulfill.

How to apply for a quick loan online?

First step involves finding a reliable online lender, whose interest rates, as well as terms and conditions of provided services are clear and fair. There are many reviews available on the Internet that one can use in choosing a payday or cash advance lender. Once the lender is found, the borrower is required to fill out a short loan application form and submit it for verification. The application form includes personal information details, is easy and takes hardly three minutes to complete. Loan application processing is trouble less and aims at instant loan approval regardless of the borrower’s credit score.

Bad credit approval

Quick loans online are extremely popular among many loan takers, especially among bad credit holders. The reason for that is that payday lenders and cash advance lenders use different kind of criteria in loan approval process. For payday lenders and cash advance lenders, bad credit is not a problem, it’s not a decisive factor in loan approval process. A decisive factor is the borrower’s income amount and not his/her bad credit score. Based on the borrower’s income, the lender sees whether or not a person is capable of repaying the loan on time. And this is the foundation for instant loan approval.

Fast money

Quick loans online for bad credit have another very big advantage, namely quick money transfer. Quick loans online are a fast source of money when one needs it most. The moment one’s loan receives an instant approval status, the lender deposits the loan amount on the borrower’s bank account, which has been specified in the loan application form. In majority of cases, the money is present on the borrower’s bank account the same day. Many lenders guarantee money in one hour.

Paperless and faxless quick loans online

Quick loans online for bad credit are paperless and faxless. Unlike regular bank or credit union loans, online loans involve no paperwork and no faxing. It’s extremely time and nerve saving as well as allows for quick loan processing and approval. On condition that the borrower fills out the application form accurately, no paperwork and no faxing will be necessary in loan processing and loan approval.

Payday loans are legal in the following states: Alabama (AL), Alaska (AK), California (CA), Colorado (CO), Delaware (DE), Florida (FL), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana, Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Mexico (NM), North Dakota, Oklahoma (OK), Oregon (OR), Rhode Island (RI), South Carolina (SC), South Dakota (ND), Tennessee (TN), Texas (TX), Utah (UT), Virginia (VA), Washington (WA), Wisconsin (WI), Wyoming (WY).

Payday loans are illegal in: Arizona (AZ), Arkansas (AR), Connecticut (CT), Georgia (GA), Maine (ME), Maryland (MD), Massachusetts (MA), New Jersey (NJ) New York (NY), North Carolina (NC), Pennsylvania (PA), Vermont (VT), West Virginia (WV), the District of Columbia (DC). Amounts: $100, $200, $300, $400, $500, $600, $700, $800, $900, $1000

Canadian rules:

British Columbia – capped at 23% of the principal (including interests and fees) Alberta – up to 23% Saskatchewan – an interest rate cap of 23% of the principal, a cap of 30% on a defaulted loan Manitoba – at 17% per two weeks Ontario – $21 per $100 borrowed for a period of two weeks New Brunswick – illegal at any rate over 60% per annum Nova Scotia – the maximum rate to 25% Prince Edward Island – $25 per $100 borrowed for a period of two weeks Newfoundland and Labrador – no legislation