Welcome to GuaranteedPaydayLoans24.com. A large variety of loans, including personal loans in the USA and UK, business loans, and payday loans in the USA and Canada.

Payday Loans Guaranteed Approval

A quick access to money is the main reason why people with bad credit choose payday loans with guaranteed approval. Life is full of unexpected money-related situations that leave people in financial distress. When caught by some urgent expenses, in the middle of the month and between paydays, one might consider taking out a bad credit payday loan to solve his/her money emergencies fast. There are many benefits of payday loans, that tempt people with bad credit.

Bad credit approved

Nowadays, there are many people with bad credit score who seek financial aid. Since it’s extremely difficult to obtain a loan with bad credit in regular financial establishments like credit unions or banks, online payday loan lenders have tailored a loan application procedure that suits bad credit holders. Online lenders offer bad credit payday loans to meet needs and expectations of bad credit holders. Thus, bad credit no longer is an obstacle since the main decisive factor in a payday loan process is a fixed income of the borrower.

Payday loans with no credit check

Guaranteed approvals are not the only characteristic that tempt payday loan takers. Another characteristic is no credit check. Payday lenders understand that people who apply for payday loans online are in financial troubles and need money fast. Those people are very often bad credit holders who stand little chance to get a loan in a regular financial institution. That’s why they prepared a special payday loan packages that are specially designed for people with bad credit. There is one major requirement to be met by the borrower if he/she wishes to obtain a bad credit payday loan with guaranteed approval, namely he/she must have a fixed income.

Faxless and paperless money transfer

Not only bad credit approved, but also faxless and paperless loan process make payday loan online services so popular. No fax and no paperwork payday loans are not a myth! Difficult to believe? Online payday loan is extremely easy to get and very convenient on the part of the borrower. In order to obtain a payday loan online, one needs to fill out a short application form online and submit it to the lender. The whole application process is conducted completely online. It doesn’t require the borrower to leave home to apply. One can apply for a payday loan online, within the privacy of one’s home. It’s very much convenient and saves plenty of time. Moreover, the application process is faxless and paperless. It means that the borrower will not be asked to fax or mail any documents. No fax payday loans and no paperwork payday loans fulfill a time-economy requirement of a good loan. Faxless and paperless procedure makes payday loans fast and hassle-free. Thanks to that, the borrower receives the money fast, which enables him/her to deal with urgent financial expenditures promptly. Fast money transfer is extremely important when time is pressing and difficult financial matters need to be solved as soon as possible.

Bad credit payday loan repayment

Bad credit payday loan is a short-time emergency loan that needs to be paid off on the borrower’s next paycheck arrival. It very often means that the loan is due in two weeks time. It’s rather short time-period, thus before taking out a payday loan for bad credit, the borrower should make sure he/she will be able to repay it in due time. Of course it’s possible to extend the repayment period, however, it is connected with additional fees being charged of the borrower.

Payday loans are legal in the following states: Alabama (AL), Alaska (AK), California (CA), Colorado (CO), Delaware (DE), Florida (FL), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana, Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Mexico (NM), North Dakota, Oklahoma (OK), Oregon (OR), Rhode Island (RI), South Carolina (SC), South Dakota (ND), Tennessee (TN), Texas (TX), Utah (UT), Virginia (VA), Washington (WA), Wisconsin (WI), Wyoming (WY).

Payday loans are illegal in: Arizona (AZ), Arkansas (AR), Connecticut (CT), Georgia (GA), Maine (ME), Maryland (MD), Massachusetts (MA), New Jersey (NJ) New York (NY), North Carolina (NC), Pennsylvania (PA), Vermont (VT), West Virginia (WV), the District of Columbia (DC). Amounts: $100, $200, $300, $400, $500, $600, $700, $800, $900, $1000

Canadian rules:

British Columbia – capped at 23% of the principal (including interests and fees) Alberta – up to 23% Saskatchewan – an interest rate cap of 23% of the principal, a cap of 30% on a defaulted loan Manitoba – at 17% per two weeks Ontario – $21 per $100 borrowed for a period of two weeks New Brunswick – illegal at any rate over 60% per annum Nova Scotia – the maximum rate to 25% Prince Edward Island – $25 per $100 borrowed for a period of two weeks Newfoundland and Labrador – no legislation